The Big Interview

Pam Cradock combines her role as an Independent Financial Advisor with being the first female chairman of the Royal Northern and University Club. 

I was born in North Yorkshire to Scottish parents. We came to Aberdeen when I was 3 years old so my childhood memories are of here. My family moved overseas when I was 12 and I attended both the British School in The Hague and St. Margaret’s School in Aberdeen. I married Rory, a solicitor, in 2000. 

I need to keep busy. I’ve worked with Young Enterprise Grampian as a business adviser for Hazlehead Academy and as a board member since 2014. I love the enthusiasm of the students and they have fantastic, innovative ideas. I am also on the board of the John Gordon Charitable Trust, which offers grants and loans to charities in Aberdeen that work to support the local community. I joined the Main Committee of the Royal Northern and University Club in 2018 before becoming Chairman this year.  

Any spare time I have at the moment is tied up in the process of renovating our new home. We have a great team of tradesmen working on the project. To get away from it all, I love walking in Glen Muick, ideally followed by catching up with friends over a glass of wine, when we are allowed to socialise again.  

I’m fortunate in being an eternal optimist. I’d say it’s my best quality and has been crucial in getting through the last year of the pandemic. I would say being a perfectionist is definitely my worst quality! Looking back, it was probably that combination that spurred me into training as an Independent Financial Advisor. I was working as an assistant and really enjoyed the client interaction and the processes around the work. However, I was getting frustrated with some of the advisers who didn’t seem to care about their clients or about getting the job done right, first time. My manager asked me if I wanted to be an assistant for the rest of my life and I thought no, I want to be giving advice, so I started taking my professional exams. 

When you’re young you think you have all the time in the world, but it’s not the case. Don’t put off anything that you can do today and be courageous. The words of Simon Sinek resonate with me, ‘The value of our lives is not determined by what we do for ourselves. The value of our lives is determined by what we do for others’. That’s partly why I’m involved with the RNUC.  

The Royal Northern and University Club has a great history – it was founded in 1854 and given its Royal status when Queen Victoria visited the city in 1863. The Club, which has a really welcoming atmosphere, didn’t actually admit women Members until 2017. There was much debate about whether women should be admitted, but the progress since has been amazing to see and being appointed the first female Chairman is testament to that. 

Obviously, it’s been a difficult time to become Chairman – the club, like all hospitality venues, has been impacted by the pandemic. Our Members have been extremely supportive and that’s where my eternal optimism comes in again. I believe we will come back stronger, not least because that the club offers that basic human connection that is crucial to our wellbeing. That’s why our Club has been around for 167 years and will continue in the future. 

To find out more about Pam and her work, contact For information on the RNUC please visit

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